Stocks with great long term returns can be really agonizing investments over the short term

Investing is a real long-term endeavor. You would have to suffer periods of frustration at times in order to enjoy eventual gains. Even one of Warren Buffet's greatest ever long term investments (Washington Post) looked like a complete loser for the first few years. However, we would like to highlight that there are many stocks … Continue reading Stocks with great long term returns can be really agonizing investments over the short term

The Basics of Bonds: Beyond the SSB

Why Invest in Bonds ? Investors can utilize Corporate Bonds as an avenue for the diversification of one's portfolio. A diversified portfolio helps to reduce the risks caused by a concentration of similar assets. It could also be used to save for future expenses such as education or retirement. There are two main types of … Continue reading The Basics of Bonds: Beyond the SSB

Robo-Advisors for Dummies

What are Robo-Advisors ? Robo-Advisors are seen as the "shiny new toy" in the investing world and are supposedly designed to construct a personalized financial plan and investment portfolios that reflect individual investors' preferences and that perform best in the current economic conditions. How do they work ? One of the key selling points of … Continue reading Robo-Advisors for Dummies

Hyflux: A case-study and a BIG (expensive) lesson

A background on Hyflux As a company focusing on sustainable solutions in the areas of water and energy, Hyflux provides solutions that contribute to resource optimisation and sustainable growth for the market. In 2001, the company was awarded its first municipal water treatment project in Singapore to supply and install the process equipment for the … Continue reading Hyflux: A case-study and a BIG (expensive) lesson

Beyond the Numbers (Qualitative Analysis)

Looking solely at the Financial Statements to determine whether a company is worth your investment is definitely not enough. In this post, we would teach you how to LOOK BEYOND THE NUMBERS into the qualitative analysis of the company. What is Qualitative Analysis ? Aspects of a public company that aren't quantifiable or easily explained … Continue reading Beyond the Numbers (Qualitative Analysis)

SIA issues 3.03% 5 year fixed-rate bonds

IMPORTANT DISCLAIMER: Do note that the content below is only provided for your information only. It is not intended to constitute as ANY investment advice or recommendations. We urge everyone to be personally responsible and read to their own discretions. (Photo adapted from Singaporeair.com) Before we begin, let’s lay some foundations: Bond Price = Current … Continue reading SIA issues 3.03% 5 year fixed-rate bonds

Your beginner’s guide to REITs

First things first, Let's begin, What are REITs ? When people invest in REITs, the money is pooled together in a collective investment scheme that invests in a portfolio of income generating real estate assets such as shopping malls, offices, hotels or serviced apartments. How REITs work ? What are the different types of REITs … Continue reading Your beginner’s guide to REITs